Driving Forward at Every Life Stage
Our unique auto loan programs cater to all,
regardless of Credit or Income.
Find Your Perfect Fit with Us!
Need a Better Deal on Your Car Loan?
With Zoom Recharged, you can refinance your existing car loan and potentially save hundreds of dollars:
- 2% off your current car loan interest rate.
- Floor rate of 6.00% APR.
- 60-days of no car loan payments to give your budget a boost.
- Whether you’re a loyal member or a new customer bringing your auto loan from another institution, you’re eligible for this incredible offer!
New and Used Auto Loans
Before you step into a dealership, contact us to get pre-approved for an auto loan. Know what you can afford, as well as the interest rate you qualify for, to start in a powerful negotiating position. Even if you visit a dealership before getting pre-approved, just tell them you’re a member of The District. Through our partnership with CU Direct Connect (CUDC), your info and loan request will come straight to us to ensure you receive a low rate. And the auto buying resources we provide our members simplify the process of finding and test-driving cars (see below).
Auto Loan Calculators
Find out how much you can afford based on your likely monthly payments.
Dealer Financing vs. Credit Union Financing
Determine whether to choose low-interest dealer financing or credit union financing combined with the manufacturer rebate.
With The District Credit Union, all your auto buying options are outstanding.
Find the Right Car, Buy it With Confidence
If you want to buy a car but don’t want the hassle of driving from dealership to dealership, our auto buying resources can make your car buying experience a breeze. In some cases, you can even have a vehicle delivered to your home or work for a test-drive.
3StepCheck – Auto Check Program
Experience a simpler, smarter way to buy your next car with The District Credit Union’s 3StepCheck program. Begin by visiting us to get pre-approved quickly and easily. Once you’re pre-approved, we provide you with an auto check, which holds value up to your pre-approved limit. This auto check is your key to a hassle-free car shopping experience, allowing you to shop with the confidence and ease of a cash buyer.
Credit Union Auto Brokers
Credit Union Auto Brokers is a one-stop new and used car buying service. They take a low pressure approach with no-haggle pricing to guarantee a great purchasing experience. Home, office or branch test drives are offered, and if they don’t have the car you want in their inventory, they will track it down. Trade-ins are welcome and will be shopped for the highest trade-in value. Give them a call at 303-882-6970.
NADAguides
In-market shoppers rely on NADAguides for the most accurate and up-to-date information on new and used vehicles, including what to pay for a new or used vehicle, as well as the expected trade-in value of their current vehicle. NADAguides is the largest publisher of vehicle pricing and information for new and used cars, classic cars, motorcycles, ATVs, boats, personal watercraft, snowmobiles, RVs and motorhomes.
Insurance Benefits for our Members
Mechanical Breakdown Insurance
Keep your vehicle on the road longer with a cost-efficient extended warranty from ASG. The District Credit Union is proud to offer this exclusive program for our members. An extended warranty ensures your vehicle is always in the best mechanical condition, while protecting you against the high cost of repairs.
GAP Plus Protection
Why pay for an asset you no longer own? Protect it with Guaranteed Asset Protection (GAP). GAP insurance could save you thousands of dollars. In the event that your vehicle is stolen, accidentally damaged beyond repair, or otherwise declared a total loss, you are still liable to pay the difference (or “gap”) between your insurance settlement and your auto loan balance, which can be significant. For just a few dollars a month, which can be conveniently rolled into your monthly loan payment, GAP insurance will cover the difference. Sign up when you apply for your vehicle loan; there’s no underwriting, no red tape, no hassle.
Recreational Loans
Get the boat, motorcycle, or RV loan that’s right for you! Our low rates ensure you pay less on what you borrow, and flexible terms help fit your payments into your current budget. We offer the same great rates whether or not you buy new or used. You can also refinance your current boat, motorcycle or RV loans with us and get the same low rate as you would if you were buying new.
New Driver Flex-Rate Program
Are you ready to buy your first car? or perhaps helping your young driver hit the road? Buckle up for smarter savings with The District Credit Union’s New Driver Flex-Rate Program!
- Rates as low as 6.00% for first-time car loans.
- Building good credit starts early. Reduce your rate by up to 1.50% after a year of on-time payments.
- Reward responsible driving with waived refinance fees.
Payment Protection Credit Insurance
The District Credit Union offers Payment Protection Credit Insurance to help you protect more than just your credit rating. Payment Protection Insurance is designed to help you meet your loan repayments in the event that you are unable to work as a result of an accident, sickness or involuntary unemployment. Contact us about this program if you are applying for a loan.
Did you get our request for your car insurance details?
You’re in the right spot. Easily upload your insurance documents through the link below. Simply use the reference ID provided in our email or letter to you.
If you have any questions, please don’t hesitate to give us a call at 303-360-0987. We’re here to help!